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How to Create a Personal Budget

A personal budget is a great way to determine where your money is going every month. Whether you are using pen and paper, a spreadsheet, or an app, you need to understand money management and save for your short-term and long-term financial goals. The trick is to figure out a streamlined way to track your […]

Written by prositesfinancialDec 18 • 4 minute read

What is Financial Health?

Financial health refers to the overall state of your monetary affairs. It’s your ability to manage earnings, expenses, debts, wealth, and fiscal shocks. There are various ways to create financial health, including savings, retirement plans, and planning how you spend your income. If you can comfortably handle unexpected financial emergencies as well as short- and […]

Written by prositesfinancialNov 24 • 3 minute read

5 Areas You Might be Wasting Money Each Month

No matter how much income you have each month, none of us want to waste money on things we don’t need. The idea of hard-earned cash drifting away on impulse buys, forgotten subscriptions, and hidden fees is frustrating. Chances are if you’re like most people, you probably have at least some areas of your budget […]

Written by prositesfinancialOct 16 • 3 minute read

7 Places to Find Money to Pay Down Your Credit Card Debt

If you have been carrying a balance on one or more of your credit cards and struggling to find the money to make the minimum payments, it may feel overwhelming. It can be easy to get discouraged and think you will be stuck in debt forever. Credit card debt can feel like a cruel cycle […]

Written by prositesfinancialSep 25 • 4 minute read

7 Ways to Build Your Credit Score Without Using Credit Cards

In today’s world, so many things are paid for using debt, ranging from mortgages and cars to smartphones and student tuition. Having a good credit score is one of the best things you can do to ensure you get reasonable interest rates on any large purchases in the future. However, no one is born with […]

Written by prositesfinancialSep 11 • 5 minute read

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