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8 Common Life Changes That May Impact Your Taxes

Fluctuating taxes are one of life’s certainties. Legislative changes can reduce or increase the amount of taxes you owe, but that isn’t the only factor that can alter your tax situation. A variety of life events can impact your tax liability by altering your filing status, changing your tax bracket, or making you eligible for […]

Written by prositesfinancialJan 19 • 3 minute read

Top Tips for Separating Business and Personal Expenses

As a first-time business owner, you might be unfamiliar with the concept of separating personal and business expenses. Mixing the two not only makes it hard to determine your business’ financial health but also causes tax complications. Other than cost savings, separating your expenses shields you from personal liability in case of a lawsuit against […]

Written by prositesfinancialJan 12 • 2 minute read

Understanding Your Credit Score

A credit score is a figure that lenders use to determine your likelihood of repaying a loan on time. It’s built on your credit history, and the FICO® Score ranges between 300 and 850. You need a decent credit score to improve your financial well-being, and the higher it is, the less likely lenders are […]

Written by prositesfinancialDec 29 • 2 minute read

Common Types of Savings Accounts

Saving money is often a tough endeavor, and job losses and stock market setbacks fueled by the coronavirus pandemic made it even tougher. Whether you are saving for short-term goals or long-term retirement, you have several saving tools at your disposal. Understanding the different types of saving accounts available for you can help you choose […]

Written by prositesfinancialDec 8 • 3 minute read

Top Tips for Sticking to Your Budget

Budgeting is an essential aspect of personal finance that many people practice. Unfortunately, setting a budget is one thing, but sticking to it is a different ball game. To succeed with your budgeting efforts, you need to plan your spending and stay consistent. By creating a budget, you’re declaring that you’re fully in charge of […]

Written by prositesfinancialNov 10 • 2 minute read

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