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Considering Life Insurance? Here are 9 Key Factors to Check

Buying a life insurance policy is a very big deal. It’s perhaps one of the biggest financial decisions you’ll make in your lifetime. It is important to do some research to make sure you have the right policy to cover the expenses you need. Weeding through the jargon and complex fine print of the insurance […]

#life insurance#personal finance

Written by prositesfinancialMay 20 • 4 minute read

Can Millennials Count on Receiving Social Security Benefits?

While our grandparents’ generation counted on social security almost without question, times have changed, and most millennials now have their doubts. If you are a Millennial and are concerned that social security benefits may not be there waiting for you when you retire, you are not alone: according to a 2017 Annual Transamerica Retirement Survey, […]

#retirement planning

Written by prositesfinancialMay 7 • 3 minute read

6 Simple Tips for Young Investors Saving for Retirement

When you are young, it can be incredibly tempting to put off saving for retirement. Retirement seems like this distant, irrelevant dream that couldn’t be less relevant to the needs of the present. Yet, saving early and often is one of the biggest keys to success and a happy retirement. If you want to enjoy […]

#financial planning#investment tips#retirement planning

Written by prositesfinancialApr 22 • 4 minute read

Credit Card Negotiation Options and Risks

Credit card debt is one of the most pervasive financial issues faced by Americans, with the average credit card balance as of 2016 being $5,551. If paying off your credit card debt is proving to be a substantial challenge, or worse is making it difficult to pay critical household expenses such as groceries, rent, medical […]

Written by prositesfinancialApr 17 • 4 minute read

Why Dave Ramsey Might Just Be Right About Using Only Cash

The truth is, most of us just don’t have the self-discipline necessary to use credit cards responsibly. We live in an advertisement saturated consumer society that encourages us to spend, spend, spend at every possible opportunity, and everywhere we go. As a result, most Americans are up to their eyeballs in debt with the national […]

Written by prositesfinancialJan 7 • 4 minute read

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