10 Business Tax Savings Strategies You Can Use Before the Year Ends
Many small business owners often think of taxes as a once-per-year sprint to file by April 15. However, taxes play a significant role in your business’s performance, and investing the time to strategize is well worth the effort. All the decisions you make throughout the year have consequences, and that’s why it’s essential to create […]
Written by prositesfinancial • Oct 23 • 5 minute read
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What You Should Know About Virtual Accounting
Your accountant doesn’t have to be physically present for your business to benefit from their expertise. Modern technology makes virtual accounting an excellent alternative. It analyzes your accounts remotely and updates them appropriately. Virtual accounting also works if there’s a significant distance between your preferred accountant and your business premises. Some individuals and companies choose […]
Written by prositesfinancial • Dec 4 • 3 minute read
Financial health refers to the overall state of your monetary affairs. It’s your ability to manage earnings, expenses, debts, wealth, and fiscal shocks. There are various ways to create financial health, including savings, retirement plans, and planning how you spend your income. If you can comfortably handle unexpected financial emergencies as well as short- and […]
Written by prositesfinancial • Nov 24 • 3 minute read
Using a 529 Plan To Save For College
A 529 plan is a savings plan that is used to save money for college which offers certain tax and financial aid benefits. 529 plans are quite versatile and they can be used for other things too, such as K-12 tuition bills. The Types of 529 Plans There are a couple of different types of […]
#college fund savings#investment tips#paying for collegeWritten by prositesfinancial • Sep 3 • 4 minute read
Credit Card Negotiation Options and Risks
Credit card debt is one of the most pervasive financial issues faced by Americans, with the average credit card balance as of 2016 being $5,551. If paying off your credit card debt is proving to be a substantial challenge, or worse is making it difficult to pay critical household expenses such as groceries, rent, medical […]
Written by prositesfinancial • Apr 17 • 4 minute read
Why Dave Ramsey Might Just Be Right About Using Only Cash
The truth is, most of us just don’t have the self-discipline necessary to use credit cards responsibly. We live in an advertisement saturated consumer society that encourages us to spend, spend, spend at every possible opportunity, and everywhere we go. As a result, most Americans are up to their eyeballs in debt with the national […]
Written by prositesfinancial • Jan 7 • 4 minute read
Top 10 Easy Ways To Save Money Today
Many of us feel like we can never seem to make enough money to make ends meet. It might be drowning in credit card bills or trying to make a student loan payment, but there’s always a reason why we don’t have enough money. While it would be ideal to make more money at your […]
#Budgeting and saving#cutting costs#save moneyWritten by prositesfinancial • Jan 7 • 4 minute read
Key Tips About Student Loan Debt
Overall, the need for student loan debt reform is clear. However, current economical conditions and increasing education costs don’t bode well for any significant changes in the near future. With the student loan debt now surpassing credit card and auto loan debt, it is more important than ever to take precautions and prepare as much […]
#personal finance#Student loansWritten by prositesfinancial • Jan 7 • 4 minute read
How To Begin Building Your Credit
Starting you credit history is the perfect opportunity to begin good spending habits. With over 45 million Americans you are not alone in this pursuit, and there is a method to the madness. There is so much information out there it may be hard to decide where to begin, but after a little research you […]
Written by prositesfinancial • Jan 7 • 4 minute read
Tips to Develop a Customer-Focused Business Culture
A customer-focused business culture is not just a buzzword; it’s a strategic approach that places the customer at the center of all business decisions. This approach is essential for building brand loyalty, driving customer satisfaction, and, ultimately, ensuring business success. Here are some practical tips to cultivate a customer-centric culture within your organization. 1. Understand […]
Written by prositesfinancial • Nov 8 • 2 minute read
Year-End Tasks for Business Tax Planning
As the year winds down, business tax planning becomes essential to prepare for tax season and ensure your business finances are in top shape. Tackling year-end tax planning tasks can help reduce your tax liability, avoid penalties, and set your business up for success in the coming year. This guide covers the essential steps you […]
Written by prositesfinancial • Nov 13 • 3 minute read
5 Tips to Create a Realistic Budget
Creating a realistic budget is one of the most effective ways to take control of your finances. Whether you’re saving for a major purchase, paying off debt, or building an emergency fund, a well-thought-out budget helps you make informed financial decisions. Here are five practical tips to help you create a budget that works for […]
Written by prositesfinancial • Jan 15 • 2 minute read
What You Should Know Before Applying for a Credit Card
Credit cards can be a positive or negative influence on your financial health. Find out how!
Written by prositesfinancial • Feb 5 • 3 minute read
Understanding the Two Methods of Accounting
Cash basis or accrual accounting method? Which one is right for your business? Find out more!
Written by prositesfinancial • Jan 8 • 3 minute read
Frequently Asked Questions About Credit Cards
If you are considering signing up for a new credit card you probably have questions. Here are the top FAQs to help you decide. Read more!
Written by prositesfinancial • Jun 4 • 2 minute read
Frequently Asked Questions About IRS Business Audits
Find out how to avoid a business audit by understanding the most frequently asked questions. Read more!
Written by prositesfinancial • May 7 • 2 minute read
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Financial Tip #3
Your net worth—the difference between your assets and debt—is the big-picture number that can tell you where you stand financially. Keep an eye on it, and it can help keep you apprised of the progress you’re making toward your financial goals—or warn you if you’re backsliding.
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Tips to Help You Reach Your Savings Goals
We all know saving and budgeting can be hard, but at the same time very important to reaching key life goals and paying off major debts such as credit card bills, car financing, student loans, and mortgages. Here are some useful tips and tricks to help you save more money toward your goals and achieve […]
#Budgeting and saving#Cash onlyWritten by prositesfinancial • Aug 21 • 4 minute read
Cash or Credit: Which One Is Best and Why?
With so many credit and debit card options available to us these days, why would anyone still choose to use cash? Well, there are actually quite a few very legitimate reasons to use cash, even today. Paying with Cash Significantly Reduces Your Odds of Having Your Identity Stolen by Hackers Believe it or not, $16 […]
Written by prositesfinancial • Jan 7 • 4 minute read
Five Important Side Effects of Student Loan Debt to Consider
It’s no secret that student loan debt is on the rise, and at this point many are using the term, “student loan debt crisis” to refer to the stratospheric levels of debt that have been amassed in recent years. Current estimates put the national student debt total in the United States at over 1.3 trillion […]
Written by prositesfinancial • Jan 7 • 4 minute read
Top 10 Easy Ways To Save Money Today
Many of us feel like we can never seem to make enough money to make ends meet. It might be drowning in credit card bills or trying to make a student loan payment, but there’s always a reason why we don’t have enough money. While it would be ideal to make more money at your […]
#Budgeting and saving#cutting costs#save moneyWritten by prositesfinancial • Jan 7 • 4 minute read