prositesfinancial

Using a 529 Plan To Save For College

A 529 plan is a savings plan that is used to save money for college which offers certain tax and financial aid benefits. 529 plans are quite versatile and they can be used for other things too, such as K-12 tuition bills. The Types of 529 Plans There are a couple of different types of […]

Written by prositesfinancial • Sep 3 • 4 minute read

Credit Card Negotiation Options and Risks

Credit card debt is one of the most pervasive financial issues faced by Americans, with the average credit card balance as of 2016 being $5,551. If paying off your credit card debt is proving to be a substantial challenge, or worse is making it difficult to pay critical household expenses such as groceries, rent, medical […]

Written by prositesfinancial • Apr 17 • 4 minute read

Why Dave Ramsey Might Just Be Right About Using Only Cash

The truth is, most of us just don’t have the self-discipline necessary to use credit cards responsibly. We live in an advertisement saturated consumer society that encourages us to spend, spend, spend at every possible opportunity, and everywhere we go. As a result, most Americans are up to their eyeballs in debt with the national […]

Written by prositesfinancial • Jan 7 • 4 minute read

Top 10 Easy Ways To Save Money Today

Many of us feel like we can never seem to make enough money to make ends meet. It might be drowning in credit card bills or trying to make a student loan payment, but there’s always a reason why we don’t have enough money. While it would be ideal to make more money at your […]

Written by prositesfinancial • Jan 7 • 4 minute read

Key Tips About Student Loan Debt

Overall, the need for student loan debt reform is clear. However, current economical conditions and increasing education costs don’t bode well for any significant changes in the near future. With the student loan debt now surpassing credit card and auto loan debt, it is more important than ever to take precautions and prepare as much […]

Written by prositesfinancial • Jan 7 • 4 minute read

How To Begin Building Your Credit

Starting you credit history is the perfect opportunity to begin good spending habits. With over 45 million Americans you are not alone in this pursuit, and there is a method to the madness. There is so much information out there it may be hard to decide where to begin, but after a little research you […]

Written by prositesfinancial • Jan 7 • 4 minute read

5 Simple Options to Raise Capital for New Small Businesses

If you have decided to take the leap and start a small business, the first obstacle you are likely to face is that of financing. Without any capital, it is nearly impossible to get your new business up and running. Yet without any income, your business is unable to generate money for itself. What is […]

Written by prositesfinancial • Aug 7 • 4 minute read

7 Key Tips for Managing Credit and Eliminating Debt

In today’s world, debt is so integrated into our society that it is considered the normal way to pay for many things. These things include homes, college educations, cars, medical expenses (in some cases), vacations, and even clothing. If you are unable to buy a house or a vehicle with saved cash, you will likely […]

Written by prositesfinancial • Jul 31 • 4 minute read

6 Things Millennials Need to Know About Getting Life Insurance

As a millennial, you may not have thought much about life insurance. Yet many millennials are now in their 20s and 30s, with college out of the way and kids on the way. You might have bought your first home, married your dream spouse, and even started a business. All of these things are awesome, […]

Written by prositesfinancial • Jul 24 • 4 minute read

5 Budget Tips for Raising Extra Money to Reach Financial Goals

Whether you are saving money to stock an emergency savings account, create a college tuition fund, or finance a vacation, coming up with extra money can be challenging. We tend to get caught up in urgent bills and meeting monthly expenses without saving for the future. When trying to save to reach financial goals, it […]

Written by prositesfinancial • Jul 17 • 4 minute read

5 Things to Consider When Starting a New Nonprofit Organization

Whether you want to serve your community, address a need, or fight for a cause, you may have considered starting a nonprofit organization. Launching a nonprofit can be fulfilling and incredibly rewarding, but it also requires following some strict guidelines. Because of the tax-exempt status of nonprofits, starting one is not quite as simple as […]

Written by prositesfinancial • Jul 10 • 4 minute read