prositesfinancial

Using a 529 Plan To Save For College

A 529 plan is a savings plan that is used to save money for college which offers certain tax and financial aid benefits. 529 plans are quite versatile and they can be used for other things too, such as K-12 tuition bills. The Types of 529 Plans There are a couple of different types of […]

Written by prositesfinancial • Sep 3 • 4 minute read

Credit Card Negotiation Options and Risks

Credit card debt is one of the most pervasive financial issues faced by Americans, with the average credit card balance as of 2016 being $5,551. If paying off your credit card debt is proving to be a substantial challenge, or worse is making it difficult to pay critical household expenses such as groceries, rent, medical […]

Written by prositesfinancial • Apr 17 • 4 minute read

Why Dave Ramsey Might Just Be Right About Using Only Cash

The truth is, most of us just don’t have the self-discipline necessary to use credit cards responsibly. We live in an advertisement saturated consumer society that encourages us to spend, spend, spend at every possible opportunity, and everywhere we go. As a result, most Americans are up to their eyeballs in debt with the national […]

Written by prositesfinancial • Jan 7 • 4 minute read

Top 10 Easy Ways To Save Money Today

Many of us feel like we can never seem to make enough money to make ends meet. It might be drowning in credit card bills or trying to make a student loan payment, but there’s always a reason why we don’t have enough money. While it would be ideal to make more money at your […]

Written by prositesfinancial • Jan 7 • 4 minute read

Key Tips About Student Loan Debt

Overall, the need for student loan debt reform is clear. However, current economical conditions and increasing education costs don’t bode well for any significant changes in the near future. With the student loan debt now surpassing credit card and auto loan debt, it is more important than ever to take precautions and prepare as much […]

Written by prositesfinancial • Jan 7 • 4 minute read

How To Begin Building Your Credit

Starting you credit history is the perfect opportunity to begin good spending habits. With over 45 million Americans you are not alone in this pursuit, and there is a method to the madness. There is so much information out there it may be hard to decide where to begin, but after a little research you […]

Written by prositesfinancial • Jan 7 • 4 minute read

Benefits of Virtual Bookkeeping Services

When running a business, entrepreneurs often feel burdened by the many demanding aspects of keeping their company afloat as well as staying profitable. As technology continues to advance, remote or virtual bookkeeping services can help alleviate the financial and accounting stresses that come with running a business. Many business owners using virtual bookkeeping are quickly […]

Written by prositesfinancial • Feb 13 • 2 minute read

Selecting the Right Entity for Your Business

Do you finally want to ditch your day job and venture into business? Are you still saving for your dream business? Well, you are not alone. A majority of us still aspire to own successful business enterprises. We all want to make millions without asking for bank loans. One of the best avenues to get […]

Written by prositesfinancial • Feb 13 • 3 minute read

What Are Tax Resolution Services?

Filing simple tax forms is a straightforward process, but sometimes matters are complex and require the services of a seasoned professional. Millions of Americans struggle each year to pay what they owe the IRS, and many are facing other challenges such as late or incorrect returns. Individuals and businesses experiencing diverse tax challenges can benefit […]

Written by prositesfinancial • Feb 13 • 3 minute read

Popular Questions and Answers About Retirement Planning

We all need to plan for our retirement. We know it is important, yet all too many of us fail to plan adequately or save enough. We may see it as too intimidating, too complicated, or too confusing and would prefer to procrastinate or ignore it entirely. However, our retirement date will come whether we […]

Written by prositesfinancial • Jan 27 • 4 minute read

Get the Best Deal on Your Car Loan With These 5 Tips

Buying a car is a major decision and an exciting one at that. Getting a new set of wheels can be one of the most enjoyable purchases you make if you do it right. However, cars are getting more and more expensive every year, making them harder to pay for with cash. Unless you have […]

Written by prositesfinancial • Jan 27 • 4 minute read